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Cover of Finding Light Again
Free

Finding Light Again

A Journey Out of Depression — and How You Can Find Your Light Too

by David Cheong · Singapore

Mental health and healing

What do you do when the darkness refuses to lift? For years I battled severe depression in silence: the sleepless nights, the relentless thoughts, a hospital admission I never expected, and the terrifying belief that I would never be myself again. Finding Light Again is my honest memoir of the journey out of depression, a crisis of faith, hospitalisation and years of recovery. I wrote it from inside the storm, and from the other side of it. In these pages I share: - What it really feels like to be trapped in depression - How faith, community and medical help all played a part - The three things that finally broke through the darkness - How to take your very first step, even when you have nothing left - Why a man of faith can still need medication, and why there is no shame in it - The one conversation in February 2024 that broke through two years of darkness - The three lies depression told me, and the Scripture that silenced each one If you are struggling, please also speak to a doctor, counsellor or trusted pastor. You do not have to walk this road alone.

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PDF

Cover of The Debt Trap Myth
Free

The Debt Trap Myth

How Forced Payments Build More Wealth Than Optional Investing

by David Cheong · Singapore

Money and finance

💸 You are not failing at money. You were given a map that did not match the ground. Most money books ask you to become a different person. This one does not. The Debt Trap Myth is a quiet, premium, practitioner-led book for readers who have tried the apps, read the bestsellers, and still feel like their wealth plan is running on willpower they do not have. The argument is simple: what is optional gets skipped.  Most wealth plans are built on optional actions. No wonder they fail. Structural debt — the kind you never see and never decide — is different. A well-chosen mortgage is one of the most disciplined savings plans a working person will ever access. Every monthly payment is two payments: interest (rent to the bank, gone) and principal (forced transfer into your own equity). Most people only see the first. Your wealth lives in the second. 📘 What you will learn 🔍 The Two Faces of Debt and a four-question test that sorts any loan in under a minute. 🏠 The Principal-Interest Wealth Switch — why your mortgage is actually two payments. ⚙️ Six Rules That Make Wealth the Default — automation, friction, segregation, defaults, lock-ins, and mortgage alignment. 🧭 The Before You Buy diagnostic — ten universal questions plus four Singapore-specific ones, organized into a three-zone readiness dial. 📝 The full 30-Day Implementation Journal — ten minutes a day to move from reading to results.

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Cover of The Over 40 AI Advantage
Paid

The Over 40 AI Advantage

Why Your Experience Is the Scarcest Asset in the AI Era

by David Cheong · Singapore

Technology and AI

You are not behind. You are not too old. Today is a good day to begin. If you are over 40 and feel that the AI wave has passed you by, this book was written for you. Everything they told you about AI assumes you're starting over. You're not. Twenty years of hard-earned experience — your judgment, your relationships, your instinct for when something is off — that is exactly what AI cannot replace, and exactly what the AI era most needs. This is a calm, practical, dignified guide for the professional who has quietly wondered if it is too late. It is not. 📘 INSIDE THIS BOOK: 🤖 Why two in three workers over 40 don't use AI — and why that's not your failing 💼 The three AI skills that matter for your career 🕰️ A 15-minute weekly habit that compounds into real fluency ✍️ Thirty ready-to-use prompts for the hardest moments in your working week — the Monday email, the hard feedback note, the pre-meeting brief 🧠 Why asking is a senior move — and how to ask without losing authority 🔄 What a realistic mid-career pivot looks like — three grounded scenarios 🤝 How to handle awkward workplace conversations with grace

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